Plan Policy


How to Join Saving Plans

1. Login to your GalaxionX account.
2. Go to Dashboard and make sure your funds are in your Spot Wallet or Funding Wallet.
3. Choose your preferred Saving Plan (Bronze, Silver, Gold, Diamond, or Crown).
4. Lock the amount you want to invest (within the plan's minimum and maximum limits).
5. Earn daily interest automatically, your income accrues daily.
6. After the plan period ends, your principal + total interest is automatically transferred back to your wallet.


Income Calculation Example (Bronze Plan)

Minimum $3,000
Maximum $10,000
Daily Interest 2.60%
Lock Period 10 Days

Example:
If you lock $10,000 in the Bronze Plan:
Daily Income = $10,000 × 2.60% = $260
Total Income after 10 Days = $260 × 10 = $2,600
So after 10 days, you earn $2,600 in interest, plus your principal ($10,000) is returned.


Early Withdrawal Penalty

If you withdraw before the lock period ends, a penalty fee of 0.1% per remaining day will be charged:

Penalty Formula:
Penalty = 1% × Remaining Days × Locked Amount

Locked Amount $10,000
Penalty Rate (per day) 1%
Remaining Days 4
Penalty 1% × 4 × $10,000 = $400

Refunded Principal = $10,000 − $40 = $96,00

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